Daniel D. Busby, Kent E. Barber, and Robert L. Temple, "Worry-free money management", Christian American, January/February 1997, p. 41
A 16-year-old named William left home to seek his fortune. His earthly possessions were tied in a bundle carried in his hand. One day he met an elderly canal-boat captain who listened to his story that his family was too poor to keep him, and the only skill he had was making candles and soap.
The old captain knelt and prayed for the boy's future and afterward gave him some advice.
"William, someone will be the leading soap-maker in New York. It could be you. Be a good man, give your heart to Christ, pay the Lord all that belongs to Him, make an honest soap, give a full pound, and I'm certain you'll be a prosperous and rich man."
The 16-year-old who listened to godly counsel was William Colgate, who not only prospered beyond his wildest dreams but was able to give millions of dollars to the Lord's cause.